Kimberly Hanna REALTOR® · CW Realty

New construction · Clay County, Florida

Buying new in Lake Asbury & Green Cove Springs.

A model home is a sales office. The person who greets you there works for the builder. I work for you — at no cost to you, because the builder pays my fee out of a budget that already exists whether you bring an agent or not.

The Hyland Trail community entrance monument off Henley Road in Green Cove Springs, Florida Hyland Trail · Henley Road

The one mistake that costs buyers their representation

At nearly every builder in Northeast Florida, the agent named on your first visit is the only agent who can represent you in that community — for good. Sign in at the model alone on a Saturday drive, and you have used up that registration. It cannot be undone later, not after the contract, not after you decide you want help.

So call or text me before you go. Name the community, tell me when you’re going, and you’re covered. If you’d rather I meet you there, I will.

Why here, why now

The expressway changed the map.

For years, west Clay County was farmland and two-lane roads. The First Coast Expressway changed the arithmetic: Green Cove Springs and Lake Asbury became a reasonable commute to Jacksonville, Orange Park and the Southside, and the national builders moved in behind the interchanges.

What that means for a buyer is simple. There is more new inventory going up within fifteen minutes of my house than in most of the region — and inventory means leverage, incentives, and choices between communities that are competing with each other for the same buyer.

It also means the usual new-construction pitfalls: phases released at different prices, lot premiums that aren’t obvious, CDD assessments that vary community to community, and completion dates that move.

First Coast Expressway signage at the Henley Road interchange near Green Cove Springs and Lake Asbury
First Coast Expressway at Henley Road

On the ground

Communities I watch

These are the ones going up around Henley Road, Sandridge Road and County Road 209. Phases, pricing and incentives change month to month — ask me what is actually available before you rely on a website.

Hyland Trail

Green Cove Springs / Lake Asbury, off Henley Road. Multiple phases, several floor plan series, amenity center.

Oakwood Estates

Green Cove Springs. Smaller community, larger homesites than the big master plans.

The wider Lake Asbury corridor

Additional communities in permitting and pre-sales along CR 209 and Sandridge Road. Several haven’t opened a model yet — those are often the best pricing you will see in them.

Green Cove Springs & Middleburg resale

Not every good answer is a new build. Sometimes a five-year-old home with a finished yard, blinds and a fence is the better buy. I’ll say so if it is.

Before you sign

What I check on a builder contract

A builder’s contract is written by the builder’s attorney. It is not the standard Florida contract you would use on a resale, and the differences are not in your favor by default.

Incentives, priced honestly

Closing cost credits, rate buydowns and design center allowances are real money — but they are usually tied to the builder’s lender. We compare the package against an outside loan, not against the brochure.

Lot premium vs. lot reality

What you pay extra for a preserve or water lot, and whether the preserve is protected or simply the next phase not yet cleared.

CDD assessments

Many of these communities carry a Community Development District assessment on top of property taxes and HOA dues. I make sure you see the actual number for your address, and how long it runs, before you commit.

Your own inspections

New does not mean flawless. I schedule a pre-drywall inspection and a final walk inspection with an independent inspector — not the builder’s quality-control checklist.

Completion and delay terms

What the contract actually promises about a completion date, what happens to your rate lock if it slips, and what your deposit is doing in the meantime.

Warranty and the punch list

What the structural, systems and cosmetic warranties each cover, and getting the punch list written down before closing rather than after.

A new home under construction at framing stage in the Lake Asbury area of Clay County, Florida
Framing stage — the right time for an independent inspection

How it works with me

Four steps, and none of them cost you anything.

Call or text me firstName the community and when you plan to visit. That registers me as your agent before you ever walk in.Step one
Tour with a planWe compare communities against each other — price per square foot, CDD, HOA, commute, schools, resale history in the area.Step two
Negotiate the packageBuilders rarely move base price. They move on incentives, options and closing costs — that is where the work is.Step three
Inspect, then closePre-drywall, final walk, punch list in writing, and I’m at the closing table with you.Step four

Before your first model home visit

One text now saves you the whole thing later.

Tell me which community you’re looking at and when you’re going. That’s all it takes to keep your representation — and it costs you nothing at any point in the transaction.

Kimberly Hanna, REALTOR® · CW Realty